First Time Home Buyers
"What is the process for buying a home?" "How much do you charge to buy a home?" These are typical questions I receive from First time Home Buyers. When I hear that question, it is my duty as a Licensed Realtor to help them in any way I can.
I first give them a laundry list of items they will need to provide to the mortgage company in order to start the process. Pre-Qualification is VERY IMPORTANT in this Process. I have Lenders that I work closely with and will help you obtain the BEST Mortgage Program available to you. Here are some of the items you will need to provide...
- W-2s or 1099 Tax Forms
- Paystubs
- Bank Statements
And 2nd My Services are FREE to Buyers. I am paid by the Seller so there is NO COST to use my Services.
After that we discuss the Real Estate process in general. I provide copies of our Purchase Agreement Contracts and Disclosures so that they can be reviewed prior to making an actual offer on a home. We also talk about...
- Earnest Money
- Inspections
- Repairs
- Utilities
- Survey
- Contracts
- Title Insurance
- Obtaining a Mortgage
- Homeowners Associations
- Negotiations and the list goes on...
- Scheduling Home Showings
I have worked with many First Time Home Buyers and understand the process thoroughly. I feel that transparency and open communication work best with First Time Home Buyers, that is why you are educated and fully aware of every detail in the transaction.
In fact, once we have a home under contract, we hire a Transaction Coordinator to focus on every small detail which includes deadlines/scheduling for Inspections, Title Search, Survey's, Utilities and most Importantly your Closing Date, time and Move In Date.
Remember you can Search ALL Homes For Sale anywhere in Albuquerque, Rio Rancho and Surrounding Area. Sign up on my site for FREE Account to receive all these updates. You can save searches, save favorites and have you own Control Panel to keep it all organized.
Feel Free to contact me anytime, I can answer ALL your questions regarding Real Estate and Homes For Sale in Albuquerque and Rio Rancho.
Contact The Carlos Martinez Realty Group LLC (505) 350-8184
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