First Time Home Buyers

"What is the process for buying a home?" "How much do you charge to buy a home?" These are typical questions I receive from First time Home Buyers.  When I hear that question, it is my duty as a Licensed Realtor to help them in any way I can. Click Here for additional information.

Narrow Down Your First Time Home Buyer Search

Homes For Sale Under 200K First Time Home Buyers

All Listings Under $100,000 $100,000 - $200,000

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1,381 Properties Found.
Page 1 of 58
Photo of Listing #931323

1100 Alvarado Drive Se 210

$34,900

Albuquerque, NM
1 Bed, 1 Bath, 649 Sqft
Residential

Photo of Listing #898071

100 Gore Avenue Se

$35,000

Albuquerque, NM
4 Bed, 2 Bath, 1512 Sqft, 0.2 Acres
Residential

Photo of Listing #933927

4601 Carlisle Boulevard Ne A 8

$35,000

Albuquerque, NM
2 Bed, 2 Bath, 745 Sqft
Residential

3018 3rd Street Nw

$37,950

Albuquerque, NM
2 Bed, 1 Bath, 800 Sqft, 0.06 Acres
Residential

1025 Valencia Drive Se 26

$39,999

Albuquerque, NM
1 Bed, 1 Bath, 592 Sqft
Residential

Photo of Listing #933821

2800 Vail Avenue Se 149

$40,000

Albuquerque, NM
1 Bed, 2 Bath, 562 Sqft
Residential

Photo of Listing #931663

413 Vermont Street Ne

$43,200

Albuquerque, NM
2 Bed, 2 Bath, 384 Sqft, 0.16 Acres
Residential

Photo of Listing #934063

604 10th Avenue Nw

$44,900

Rio Rancho, NM
3 Bed, 2 Bath, 1268 Sqft, 0.5 Acres
Residential

Photo of Listing #923230

1601 Pennsylvania I-08

$45,000

Albuquerque, NM
1 Bath, 460 Sqft
Residential

Photo of Listing #930975

8543 Stream Street Ne

$45,000

Albuquerque, NM
2 Bed, 1 Bath, 840 Sqft, 0.05 Acres
Residential

Photo of Listing #932552

1613 Bowe Lane Sw

$45,000

Albuquerque, NM
2 Bed, 2 Bath, 1380 Sqft, 0.26 Acres
Residential

4200 Montgomery Boulevard Ne 217

$48,000

Albuquerque, NM
1 Bed, 1 Bath, 402 Sqft, 2.98 Acres
Residential

Photo of Listing #919754

1601 Pennsylvania Street Ne D16

$49,000

Albuquerque, NM
1 Bath, 453 Sqft
Residential

Photo of Listing #927546

2800 Vail Avenue Se 231

$49,999

Albuquerque, NM
1 Bed, 1 Bath, 590 Sqft
Residential

Photo of Listing #926840

411 Tennessee Street Se A

$50,000

Albuquerque, NM
2 Bed, 2 Bath, 1010 Sqft, 0.05 Acres
Residential

1301 Rio Rancho Drive Se Apt D

$51,300

Rio Rancho, NM
2 Bed, 2 Bath, 1100 Sqft, 0.01 Acres
Residential

Photo of Listing #928620

2800 Vail Avenue Unit 169

$52,000

Albuquerque, NM
1 Bed, 1 Bath, 590 Sqft
Residential

1344 Grande Boulevard Apt I

$52,000

Rio Rancho, NM
2 Bed, 2 Bath, 1070 Sqft, 0.01 Acres
Residential

925 Country Club Drive Se Apt K

$57,200

Rio Rancho, NM
2 Bed, 4 Bath, 1100 Sqft, 0.05 Acres
Residential

1437 Gallegos Road Sw

$57,800

Albuquerque, NM
2 Bed, 1 Bath, 737 Sqft, 0.15 Acres
Residential

4601 Carlisle Boulevard Ne A 15

$57,800

Albuquerque, NM
2 Bed, 2 Bath, 794 Sqft, 0.02 Acres
Residential

3913 Ortiz Court Ne D

$58,750

Albuquerque, NM
2 Bed, 1 Bath, 750 Sqft
Residential

Photo of Listing #926095

147 Espejo Street Ne

$59,000

Albuquerque, NM
2 Bed, 2 Bath, 759 Sqft, 0.08 Acres
Residential

Photo of Listing #923197

3416 Ross Avenue Se

$59,500

Albuquerque, NM
3 Bed, 2 Bath, 2184 Sqft, 0.16 Acres
Residential

Additional Information:

Request our Exclusive Home Buyer Packet, 12 Most Important Items, Sample Home Inspection & Warranty and Click Here

I first give them a laundry list of items they will need to provide to the mortgage company in order to start the process.  Pre-Qualification is VERY IMPORTANT in this Process.  I have Lenders that I work closely with and will help you obtain the BEST Mortgage Program available to you.  Here are some of the items you will need to provide...

  • W-2s or 1099 Tax Forms
  • Paystubs
  • Bank Statements

And 2nd My Services are FREE to Buyers.  I am paid by the Seller so there is NO COST to use my Services.

After that we discuss the Real Estate process in general.  I provide copies of our Purchase Agreement Contracts and Disclosures so that they can be reviewed prior to making an actual offer on a home.  We also talk about...

  • Earnest Money
  • Inspections
  • Repairs
  • Utilities
  • Survey
  • Contracts
  • Title Insurance
  • Obtaining a Mortgage
  • Homeowners Associations
  • Negotiations and the list goes on...
  • Scheduling Home Showings

I have worked with many First Time Home Buyers and understand the process thoroughly.  I feel that transparency and open communication work best with First Time Home Buyers, that is why you are educated and fully aware of every detail in the transaction. 

In fact, once we have a home under contract, we hire a Transaction Coordinator to focus on every small detail which includes deadlines/scheduling for Inspections, Title Search, Survey's, Utilities and most Importantly your Closing Date, time and Move In Date.

Remember you can Search ALL Homes For Sale anywhere in Albuquerque, Rio Rancho and Surrounding Area.  Sign up on my site for FREE Account to receive all these updates.  You can save searches, save favorites and have you own Control Panel to keep it all organized.

Feel Free to contact me anytime, I can answer ALL your questions regarding Real Estate and Homes For Sale in Albuquerque and Rio Rancho.

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(505) 923-4691

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Moving Details

Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.

Listing information last updated on December 14th, 2018 at 11:13am MST.