First Time Home Buyers

"What is the process for buying a home?" "How much do you charge to buy a home?" These are typical questions I receive from First time Home Buyers.  When I hear that question, it is my duty as a Licensed Realtor to help them in any way I can. Click Here for additional information.

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Homes For Sale Under 200K First Time Home Buyers

All Listings Under $100,000 $100,000 - $200,000

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1,871 Properties Found.
Page 1 of 78

9000 Zuni Road Se W115

$19,900

Albuquerque, NM
3 Bed, 2 Bath, 1120 Sqft
Residential

Photo of Listing #889978

9000 Zuni Road Se W109

$27,000

Albuquerque, NM
3 Bed, 2 Bath, 1152 Sqft
Residential

Photo of Listing #889334

200 63rd Street Sw 8

$30,000

Albuquerque, NM
2 Bed, 1 Bath, 930 Sqft, 0.01 Acres
Residential

Photo of Listing #885537

1205 10th Street Sw

$35,000

Rio Rancho, NM
3 Bed, 2 Bath, 1216 Sqft, 1 Acre
Residential

7612 Sharps Road Ne

$35,000

Albuquerque, NM
3 Bed, 2 Bath, 1512 Sqft, 0.09 Acres
Residential

Photo of Listing #889873

2800 Vail Avenue Se Unit 235

$35,000

Albuquerque, NM
1 Bed, 1 Bath, 562 Sqft, 0.1 Acres
Residential

Photo of Listing #881897

411 Tennessee Se A

$39,900

Albuquerque, NM
2 Bed, 2 Bath, 1000 Sqft, 0.05 Acres
Residential

Photo of Listing #889916

7220 Turtledove Lane Ne

$40,000

Albuquerque, NM
2 Bed, 2 Bath, 1245 Sqft, 0.21 Acres
Residential

Photo of Listing #879452

2800 Vail Avenue Se 178

$42,000

Albuquerque, NM
1 Bed, 1 Bath, 590 Sqft
Residential

Photo of Listing #879922

115 Charleston Street Se

$42,500

Albuquerque, NM
2 Bed, 1 Bath, 1200 Sqft, 0.16 Acres
Residential

Photo of Listing #883421

235 Tarpon Avenue Se

$44,900

Rio Rancho, NM
2 Bed, 2 Bath, 1123 Sqft, 0.5 Acres
Residential

624 Chama Street Se

$44,900

Albuquerque, NM
2 Bed, 1 Bath, 957 Sqft, 0.15 Acres
Residential

Photo of Listing #883150

12007 Stilwell Drive Ne Apt C

$45,000

Albuquerque, NM
2 Bed, 1 Bath, 880 Sqft
Residential

149 Sunset Place Sw

$45,000

Albuquerque, NM
2 Bed, 1 Bath, 824 Sqft, 0.11 Acres
Residential

Photo of Listing #888634

3863 Montgomery Boulevard Ne #1524

$48,000

Albuquerque, NM
1 Bed, 1 Bath, 784 Sqft, 0.22 Acres
Residential

Photo of Listing #882692

710 Smith Avenue Se

$49,500

Albuquerque, NM
1 Bed, 1 Bath, 361 Sqft, 0.08 Acres
Residential

Photo of Listing #877412

1923 De Baca Circle Sw

$49,900

Albuquerque, NM
3 Bed, 2 Bath, 1493 Sqft, 0.18 Acres
Residential

Photo of Listing #887297

504 Dorado Place Se

$49,900

Albuquerque, NM
3 Bed, 2 Bath, 1010 Sqft, 0.07 Acres
Residential

11708 Wild Horse Trail Se

$49,950

Albuquerque, NM
3 Bed, 2 Bath, 1179 Sqft
Residential

4604 Glendale Road Nw

$50,000

Albuquerque, NM
2 Bed, 1 Bath, 936 Sqft, 0.19 Acres
Residential

Photo of Listing #878056

4601 Carlisle Boulevard Ne Apt C4

$50,000

Albuquerque, NM
2 Bed, 2 Bath, 850 Sqft, 0.02 Acres
Residential

Photo of Listing #878486

3857 Montgomery Boulevard Apt 1221

$50,000

Albuquerque, NM
2 Bed, 2 Bath, 920 Sqft, 0.15 Acres
Residential

Photo of Listing #884237

8412 Creek Street Ne

$50,000

Albuquerque, NM
3 Bed, 2 Bath, 1250 Sqft, 0.12 Acres
Residential

Photo of Listing #881774

1601 Pennsylvania Street Ne I-08

$51,000

Albuquerque, NM
1 Bed, 1 Bath, 460 Sqft, 5.28 Acres
Residential

Additional Information:

Request our Exclusive Home Buyer Packet, 12 Most Important Items, Sample Home Inspection & Warranty and Click Here

I first give them a laundry list of items they will need to provide to the mortgage company in order to start the process.  Pre-Qualification is VERY IMPORTANT in this Process.  I have Lenders that I work closely with and will help you obtain the BEST Mortgage Program available to you.  Here are some of the items you will need to provide...

  • W-2s or 1099 Tax Forms
  • Paystubs
  • Bank Statements

And 2nd My Services are FREE to Buyers.  I am paid by the Seller so there is NO COST to use my Services.

After that we discuss the Real Estate process in general.  I provide copies of our Purchase Agreement Contracts and Disclosures so that they can be reviewed prior to making an actual offer on a home.  We also talk about...

  • Earnest Money
  • Inspections
  • Repairs
  • Utilities
  • Survey
  • Contracts
  • Title Insurance
  • Obtaining a Mortgage
  • Homeowners Associations
  • Negotiations and the list goes on...
  • Scheduling Home Showings

I have worked with many First Time Home Buyers and understand the process thoroughly.  I feel that transparency and open communication work best with First Time Home Buyers, that is why you are educated and fully aware of every detail in the transaction. 

In fact, once we have a home under contract, we hire a Transaction Coordinator to focus on every small detail which includes deadlines/scheduling for Inspections, Title Search, Survey's, Utilities and most Importantly your Closing Date, time and Move In Date.

Remember you can Search ALL Homes For Sale anywhere in Albuquerque, Rio Rancho and Surrounding Area.  Sign up on my site for FREE Account to receive all these updates.  You can save searches, save favorites and have you own Control Panel to keep it all organized.

Feel Free to contact me anytime, I can answer ALL your questions regarding Real Estate and Homes For Sale in Albuquerque and Rio Rancho.

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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.

Listing information last updated on April 27th, 2017 at 8:58am MDT.