Homes and Real Estate For Sale | Veterans

I have recently closed several loans with Veterans using their VA Eligibility. Such a great loan and I cannot say enough about it. With 100% Financing, No Mortgage Insurance and possibly no Funding Fee OR Property Taxes, this MUST be the best loan available today. Below you can search homes for sale that are eligible for VA mortgage or financing.

Are you wondering if you qualify for a VA Loan or Mortgage? This page may help! Determine if you fit these basic requirements and then contact the preferred VA Loan Officer to have them check your eligibility. Quick, painless and easy!

Call us at (505) 886-1432

Click Here For Step 1

Search Homes For Sale Eligible For VA Loans

All Listings Under $100,000 $100,000 - $200,000
$200,000 - $300,000 $300,000 - $400,000 $400,000 - $500,000
$500,000 - $600,000 $600,000 - $700,000 $700,000 - $800,000
$800,000 - $900,000 $900,000 - $1,000,000 Over $1,000,000
Photo of Listing #923939
  • Residential
  • 5 Beds
  • 7.00 Baths
  • 12,002 SqFt

11900 Tradition Lane Ne

$7,500,000
Photo of Listing #923875
  • Residential
  • 4 Beds
  • 6.00 Baths
  • 5,920 SqFt

1251 Bona Terra Loop Nw

$2,475,000
Photo of Listing #928774
  • Residential
  • 6 Beds
  • 8.00 Baths
  • 7,744 SqFt

Inverness Court Ne

$2,195,000
Photo of Listing #932656
  • Residential
  • 6 Beds
  • 7.00 Baths
  • 9,000 SqFt

9707 Ranchitos Avenue Ne

$1,899,999
Photo of Listing #929341
  • Residential
  • 1 Beds
  • 1.00 Baths
  • 900 SqFt

2929 Monte Vista Boulevard Ne

$1,631,824
Photo of Listing #932406
  • Residential
  • 9 Beds
  • 8.00 Baths
  • 9,900 SqFt

9460 Riverfront Road

$1,600,000
Photo of Listing #936964
  • Residential
  • 4 Beds
  • 5.00 Baths
  • 5,535 SqFt

11512 Zinfandel Avenue

$1,595,000
Photo of Listing #893741
  • Residential
  • 5 Beds
  • 8.00 Baths
  • 7,980 SqFt

5301 High Canyon Trail Ne

$1,595,000

Step 1. Review VA Loan Eligibility Requirements

Generally speaking almost all active duty and honorably discharged service members are eligible for a VA Home Loan.

You May Be Eligible If Any One of the Following are True:

  •  Served 181 days during peacetime (Active Duty)
  •  Served 90 days during war time (Active Duty)
  •  Served 6 years in the Reserves or National Guard
  • You are the spouse of a service member who was killed in the line of duty.

If you can say "Yes" to any of one these statements, congratulations, you may be eligible for a VA Loan! So, how do you take the next step? Get connected to a VA Loan Specialist who can help you maximize your VA benefits and let you know what you qualify for. There are no obligations and your credit will not be pulled.

Step 2.Find Out What You Qualify For

Take the first step in your VA Loan by getting in touch with a VA Specialist.

Check out our resources below for additional information about VA Loans. If you prefer, you can get connected with a VA Loan Specialist, who can determine your eligibility for you. Click here

Are you a disabled Vet?

The one fee specific for a VA Mortgage is the VA Funding Fee, which is mandated by the Department of Veteran affairs. However, the borrower is not required to pay this fee out of pocket because it can be added into the total loan amount. The VA Funding Fee was created so that veterans help to cover the costs of the VA loan benefits, keeping the cost to taxpayers low. The fee amount depends on the loan amount and type, as well as the borrower's current veteran status. It ranges between 0 and 3.3%, usually around 2%. To lower the fee, the borrower can put money down on the home purchase (5% or more).  

Veterans who are at least 10% disabled due to active military service are not required to pay the VA Funding Fee, as dictated by the benefits for disabled veterans. In addition, spouses of veterans who died in service or from service-related disabilities are exempt from the funding fee. Get started with your VA loan now.

In New Mexico (Property Taxes)

Any veteran who was honorably discharged from the U.S. Armed Forces and served 90 or more days of active duty and has established legal residency in New Mexico, qualifies for the New Mexico Veterans’ Tax Exemption. Any veteran who has been approved for 100 percent service-connected disability compensation benefits by the Department of Veterans Affairs (VA) is eligible for a complete property tax waiver on their primary residence. 

VA Funding Fee Chart

Borrower is a

Entitlement

Down Payment

Funding Fee

Veteran

1st time use

Zero 4.99%

1.40% - 2.15%

 

 

5% 9.99%

.75% - 1.50%

 

 

>10%

0.50% - 1.25%

Veteran

Subsequent use

Zero 4.99%

2.80% - 3.30%

 

 

5% 9.99%

0.75% - 1.50%

 

 

>10%

.50% 1.25%

Reservist/National Guard

1st time use

Zero 4.99%

1.65% - 2.40%

 

 

5% 9.99%

1.00% - 1.75%

 

 

>10%

0.75% - 1.50%

Reservist/National Guard

Subsequent use

Zero 4.99%

2.80% - 3.30%

 

 

5% 9.99%

1.00% - 1.75%

 

 

>10%

0.75% - 1.50%

Greater Albuquerque Association of Realtors Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.

Listing information last updated on February 23rd, 2019 at 1:43am MST.

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