Real Estate Blog

If you are thinking of refinancing or buying, right now may be a great time. The mortgage insurance rate has been reduced and can save you a lot of money per month. This coupled with low interest rates makes this a perfect opportunity for you to save money or increase your sale price to purchase! Real Estate in Albuquerque and Rio Rancho NM.

Estimates of possible monthly and yearly savings:

$200K (loan amount)
Rate 4.5% (typical for a year ago)
Old MI 1.35%
 
Payment: $1259.00
 
(New Loan)
 
$200K (loan amount)
Rate 3.5%
New MI .85%
 
Payment $1057.00
 
SAVINGS:
$202 per month
$2424.00 per year

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Credit Score Information & What to Know About “Rate Shopping”

Did you know nearly half of borrowers don’t shop around for the best rate before applying for a mortgage, and even if they do, only 3 out of 4 end up applying to more than one lender or mortgage broker.

Looking for a mortgage, auto or student loan may cause multiple lenders to request your credit report, even though you are only looking for one loan. To compensate for this, the score ignores mortgage, auto, and student loan inquiries made in the 30 days prior to scoring. So, if you find a loan within 30 days, the inquiries won't affect your credit score while you're rate shopping. In addition, the score looks on your credit report for mortgage, auto, and student loan inquiries older than

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NMWelcomeHome Real Estate Team just launched their latest redesign of their popular home search site www.NMWelcomeHome.com. We now have larger property photos, more tools, and search by address to view details clearly with a smart phone. With the latest responsive design this means you can view the website and search homes easily on any device.

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When we first came to the property it was just a cement slab, we immediately took notice of the beautiful views. We immediately could picture the mornings that we would be able to have coffee on the porch and take in the beautiful city we live in, and just like that WE WERE SOLD! Being that we were one of the first homes built we have really gotten a chance to meet most of our neighbors. We are extremely blessed to have been a part of this wonderful neighborhood. Most of the neighbors are retirees or families with children. Our next door neighbor is the President of our neighborhood watch. We could not have asked for better neighbors they are both the sweetest couple, and go out of their way to make us feel like family. A few doors down our other…
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Article courtesy of Written by Jaymi Naciri on Sunday, 21 December 2014 9:52 am Realty Times

Does the impending new year have you thinking about remodeling? There are some of us who never stop thinking about, but this time of the year tends to make people who already had the inkling start looking at trends and making soft plans for a small reno or a complete redo.

Thankfully, it's also at this time of the year that trend reports start coming out for the new year. If you've got that itch, give it a little scratch by checking out the home remodeling trends for 2015.

1. Bathrooms are big "This year, the kitchen as we know it completely changed," said Huffington Post. "Shelving opened up, cabinets went darker and metallic accents moved well beyond cabinet

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Let our team help you navigate the thousands of Albuquerque and Rio Rancho MLS Listings. Looking for a one-story home, Pool, School just let us know! We can customize your search to fit your buying needs and price point.

Listings that match your search criteria will be sent to you daily. Contact us at (505) 923-4691.

Start your home search Here!

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