Contact Carlos Martinez Realty Group LLC

If you have any questions or need more detailed information, please feel free to contact me via phone at 505-350-8184 or fill out the form to let us know how we can help with your real estate needs.

Office Location Keller Williams Realty
6240 Riverside Plaza Dr NW
Albuquerque, NM 87120
Cell Phone: (505) 350-8184
Phone: (505) 897-1100
Fax: (888) 900-1145

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January 2011

There are 3 blog entries for January 2011.

Unser Extension - Video

Friday, January 28th, 2011 at 9:53am. 793 Views, 0 Comments.

I took some time to drive by the Unser extension. They are further along than it appears. The road is paved in between Universe and Paseo Del Norte.

Search Homes Here

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Free Credit Report

Thursday, January 13th, 2011 at 7:28am. 1,741 Views, 0 Comments.

I meet with customers every day and consistently hear that they do not know what is on their credit report or what their credit score is. In my opinion it is very important to know where you stand prior to applying for credit ie. vehicle loan, mortgage loan, credit card etc.

U.S. Fair Credit Reporting Act (FCRA) entitles you to receive a free credit report once per year, with no strings attached. Here you can check Equifax, Transunion, and Experian safe and free. I recommend it and do it every year. Remember the credit report is free but you can buy your score for each bureau.

So if you are thinking of buying a home within the next 1-6 months go to the site below and check your credit report.

You can use this link www.AnnualCreditReport.com or

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New Year, New Rates?

Saturday, January 1st, 2011 at 7:05pm. 525 Views, 0 Comments.

Will you be buying a home in 2011? I think you should know that 'sooner than later' should be your resolution.

Below is an example of what happens when the interest rate increases. As you will see a 1% increase in rate reduces your loan amount by $28,000. So the choices would be an increase in monthly payment or decrease in loan amount. No matter what the price point this will carry true throughout...

Mortgage Calulator

Example One - Reduced Sale Price

Purchase Price Interest Rate Principal & Interest
$250,000 4% $1151.76
$235,500 4.5% $1151.48
$222,000 5% $1150.03

Note: Based on 30 year loan term, 3.5% down payment and includes Principal and Interest only. Does not include mortgage insurance, taxes,

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