Presbyterian News and Updates

Found 47 blog entries about Presbyterian News and Updates.

This could mean that you could have an error on your credit report that could affect your credit score.  This may cause you to NOT get a favorable interest rate on a mortgage loan, car loan or insurance. This could also affect job opportunities. 

It is important to check your credit report for errors at least once a year and more importantly before you start shopping for a home and applying for a loan/credit.  I would suggest you check your credit report 3 months prior to applying for credit as this would give you time to correct any inaccuracies. Disputes take time so its best to have as much time as possible to correct. You do not want the stress of trying to fix these items when in the process of buying a home.

Once a year you can order a FREE

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Smart Homes Albuquerque and Rio RanchoTechnology is making every day life more convenient. Mobile phones can do more than ever before with information just a Google search away. Now with your same cell phone and internet connected home your refrigerator will text you to tell you its time to stop to get more milk and your washing machine will let you know when your laundry is done.

Buyers today in the Albuquerque and Rio Rancho market are now turning their attention to smart home features, security being top of their list. Sellers if you are looking to upgrade smart home features may be the way to go.

Which smart home feature is most important to you? Surveyed consumers spoke and the results are below.

  • Security (65 percent)
  • Temperature control (57 percent)
  • Safety (48
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Are you wanting to save on the cost to heat and cool your Albuquerque or Rio Rancho Home? You may consider 'going green'. There are many more options now to buy a green home. New construction now builds all homes with green features.

Search for those green homes here and give us a call at (505) 259-3150 Green Homes For Sale

The Cost Benefits Of Tankless Water Heaters Infographic   Search Green Homes Now
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Looking to get top dollar for your home?

We have been seeing multiple offers, bidding above list price, homes selling within a few days of listing or before it hits the market. I believe sellers are now in a better position to sell and YOUR HOME MAY BE WORTH MORE THAN YOU THINK.

 

Albuquerque and Rio Rancho Home Value

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If you have been declined for a mortgage loan in Albuquerque or Rio Rancho NM it is important that you get a second opinion.  We have had several clients turned down for a mortgage at one company only to talk to our recommended lender and get a pre-approved loan. 

So if this happens to you, call us right away! (505) 259-3150

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If you are thinking of refinancing or buying, right now may be a great time. The mortgage insurance rate has been reduced and can save you a lot of money per month. This coupled with low interest rates makes this a perfect opportunity for you to save money or increase your sale price to purchase! Real Estate in Albuquerque and Rio Rancho NM.

Estimates of possible monthly and yearly savings:

$200K (loan amount)
Rate 4.5% (typical for a year ago)
Old MI 1.35%
 
Payment: $1259.00
 
(New Loan)
 
$200K (loan amount)
Rate 3.5%
New MI .85%
 
Payment $1057.00
 
SAVINGS:
$202 per month
$2424.00 per year

NO COST, NO COMMITMENT LOAN APPROVAL - FREE CREDIT REPORT

                                                                                 Fill out the form below to

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Credit Score Information & What to Know About “Rate Shopping”

Did you know nearly half of borrowers don’t shop around for the best rate before applying for a mortgage, and even if they do, only 3 out of 4 end up applying to more than one lender or mortgage broker.

Looking for a mortgage, auto or student loan may cause multiple lenders to request your credit report, even though you are only looking for one loan. To compensate for this, the score ignores mortgage, auto, and student loan inquiries made in the 30 days prior to scoring. So, if you find a loan within 30 days, the inquiries won't affect your credit score while you're rate shopping. In addition, the score looks on your credit report for mortgage, auto, and student loan inquiries older than

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NMWelcomeHome Real Estate Team just launched their latest redesign of their popular home search site www.NMWelcomeHome.com. We now have larger property photos, more tools, and search by address to view details clearly with a smart phone. With the latest responsive design this means you can view the website and search homes easily on any device.

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