First Time Home Buyers

"What is the process for buying a home?" "How much do you charge to buy a home?" These are typical questions I receive from First time Home Buyers.  When I hear that question, it is my duty as a Licensed Realtor to help them in any way I can. Click Here for additional information.

Narrow Down Your First Time Home Buyer Search

Homes For Sale Under 200K First Time Home Buyers

• All Listings
• Under $100,000
• $100,000 - $200,000
• $200,000 - $300,000
• $300,000 - $400,000

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Bathrooms

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$10,500

↓ $2,000

7112 Pan American Ne 20, Albuquerque

2 Beds 2 Baths 1,008 SqFt Residential MLS® # 1096097

River Valley Realty, LLC

New

$15,000

7112 Pan American Ne 230, Albuquerque

2 Beds 3 Baths 980 SqFt Residential MLS® # 1099341

River Valley Realty, LLC

$55,000

↓ $19,000

4301 Blake, Trailer 40 Road Sw, Albuquerque

2 Beds 2 Baths 900 SqFt Residential MLS® # 1092804

EXP Realty, LLC

New

$59,500

11101 Haines Avenue Ne, Albuquerque

3 Beds 2 Baths 1,140 SqFt Residential MLS® # 1099255

EXP Realty LLC

$66,000

↓ $2,000

7112 Pan American East Ne 113, Albuquerque

2 Beds 2 Baths 952 SqFt Residential MLS® # 1090897

River Valley Realty, LLC

$74,900

↓ $5,000

224 Atrisco Vista Boulevard Sw Trlr 38, Albuquerque

3 Beds 2 Baths 1,152 SqFt Residential MLS® # 1097513

Sunshine Realty

$75,000

↓ $4,000

813 Ram Trail Trail Se, Albuquerque

2 Beds 2 Baths 1,115 SqFt Residential MLS® # 1093650

Blue Diamond Realty LLC

$80,750

↓ $4,250

115 San Jose Avenue Se, Albuquerque

2 Beds 1 Bath 1,110 SqFt Residential MLS® # 1096446

Albuquerque House Hunting

$82,500

516 Mesilla Street Se, Albuquerque

2 Beds 1 Bath 740 SqFt Residential MLS® # 1097643

Consumer Advantage RE Services

$89,000

7225 Remington Drive Ne, Albuquerque

3 Beds 2 Baths 1,236 SqFt Residential MLS® # 1097489

Realty One of New Mexico

$89,950

2618 Cuatro Milpas Road Sw, Albuquerque

2 Beds 1 Bath 840 SqFt Residential MLS® # 1096591

Pinnacle Real Estate Group

$90,000

↓ $10,000

625 Fox Lane Se, Albuquerque

2 Beds 2 Baths 1,066 SqFt Residential MLS® # 1082338

The Hive RE Collective

$90,000

1025 Valencia Drive Se Apt 25, Albuquerque

1 Bed 1 Bath 604 SqFt Residential MLS® # 1097873

American Dream Properties

Open House

$95,000

↓ $4,995

1601 Pennsylvania Street Ne U21, Albuquerque

0 Beds 1 Bath 450 SqFt Residential

Open House

Sat, Mar 7th, 2026 @ 9am - 11am

MLS® # 1096914

Keller Williams Realty

New

$95,000

9509 Botts Street Se, Albuquerque

2 Beds 2 Baths 1,178 SqFt Residential MLS® # 1099334

Realty One of New Mexico

New

$95,000

2800 Vail Avenue Se Unit 127, Albuquerque

0 Beds 1 Bath 490 SqFt Residential MLS® # 1099343

Keller Williams Realty

$99,000

↓ $3,000

7118 Remington Drive Ne, Albuquerque

2 Beds 2 Baths 1,152 SqFt Residential MLS® # 1096607

Coldwell Banker Legacy

$99,900

2800 Vail Avenue Se Unit 141, Albuquerque

1 Bed 1 Bath 550 SqFt Residential MLS® # 1094519

Southwest Elite Real Estate

$100,000

4601 Carlisle Boulevard Ne H2, Albuquerque

1 Bed 1 Bath 574 SqFt Residential MLS® # 1095856

Keller Williams Realty

$100,000

7124 Springfield Drive Ne, Albuquerque

3 Beds 2 Baths 1,568 SqFt Residential MLS® # 1097654

HomeSmart Realty Pros

New

$100,000

2241 San Ygnacio Road Sw, Albuquerque

3 Beds 1 Bath 1,597 SqFt Residential MLS® # 1098831

EXP Realty LLC

New

$100,000

501 Veranda Road Nw, Albuquerque

2 Beds 1 Bath 806 SqFt Residential MLS® # 1099310

Real Broker, LLC

New

$100,000

342 Louisiana Boulevard Ne, Albuquerque

2 Beds 0 Baths 675 SqFt Residential MLS® # 1099332

LPT Realty

$105,000

589 Horseshoe Trail Se, Albuquerque

3 Beds 2 Baths 980 SqFt Residential MLS® # 1098699

The Hive RE Collective

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Additional Information:

Request our Exclusive Home Buyer Packet, 12 Most Important Items, Sample Home Inspection & Warranty and Click Here

I first give them a laundry list of items they will need to provide to the mortgage company in order to start the process.  Pre-Qualification is VERY IMPORTANT in this Process.  I have Lenders that I work closely with and will help you obtain the BEST Mortgage Program available to you.  Here are some of the items you will need to provide...

• W-2s or 1099 Tax Forms
• Paystubs
• Bank Statements

And 2nd My Services are FREE to Buyers.  I am paid by the Seller so there is NO COST to use my Services.

After that we discuss the Real Estate process in general.  I provide copies of our Purchase Agreement Contracts and Disclosures so that they can be reviewed prior to making an actual offer on a home.  We also talk about...

• Earnest Money
• Inspections
• Repairs
• Utilities
• Survey
• Contracts
• Title Insurance
• Obtaining a Mortgage
• Homeowners Associations
• Negotiations and the list goes on...
• Scheduling Home Showings

I have worked with many First Time Home Buyers and understand the process thoroughly.  I feel that transparency and open communication work best with First Time Home Buyers, that is why you are educated and fully aware of every detail in the transaction. 

In fact, once we have a home under contract, we hire a Transaction Coordinator to focus on every small detail which includes deadlines/scheduling for Inspections, Title Search, Survey's, Utilities and most Importantly your Closing Date, time and Move In Date.

Remember you can Search ALL Homes For Sale anywhere in Albuquerque, Rio Rancho and Surrounding Area.  Sign up on my site for FREE Account to receive all these updates.  You can save searches, save favorites and have you own Control Panel to keep it all organized.

Feel Free to contact me anytime, I can answer ALL your questions regarding Real Estate and Homes For Sale in Albuquerque and Rio Rancho.