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Tuesday, March 31, 2009

State Offers Assistance To First-Time Homebuyers

Associated Press

SANTA FE — First-time homebuyers can find new financial assistance from the state and federal government.  Gov. Bill Richardson and the New Mexico Mortgage Finance Authority today announced a loan program that will help lower- and middle-income New Mexicans make a down payment in buying their first house. 

The program takes advantage of a tax credit that was created as part of the federal economic stimulus package. First-time homebuyers can get a federal tax credit of 10 percent of the purchase price of a home, up to $8,000. 

The finance authority will provide a no-interest loan up to $6,500 for a down…

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The 2nd Annual Realtors Pararde of Historic Homes will be held March 14th and 15th.  Over two dozen homes will be featured all built before 1940 or 1945.  The homes will be located throughout the Greater Albuquerque Area, from Nob Hill to the South Valley, from Downtown to Corrales.

Home prices on the tour start at $143,000 and range up to $1.9 million for a 210 year-old adobe hacienda.  Call me for more information at 505-350-8184 visit

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Looking for Positve Cash Flow?  Here is a Great Deal on a home in the Albuquerque North Valley Area. Sits on .24 acre which makes this a great lot to expand this home.  Listed at $113,400 it would make a great investment property and when it's time to sell you can add on more square footage and more value. Call me today for more information (505) 350-8184 or email me

While searching for property on, Carlos thought you might be interested in the following property MLS #641442.

Click the link below to view the property details

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One of the ways that you can obtain a FREE Evaluation of your home is through a Comparative Market Analysis aka CMA or Market Analysis.  This report is similar to an appraisal in that it compares homes in your market area to your home so that a range of value can be determined.  CMA's are not just for selling your home.  You can use them for refinancing, estate planning, etc...

With the new Home Owner Stability Act, many home owner's are contemplating a refinance to save money on their monthly payment but are unsure how to begin the process.  One of the first things you can do is request a CMA of your home so that you have hard proof of what your home is worth.  Second sit down with a lender armed with this report so that you and the lender have a base…

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