First Time Home Buyers

"What is the process for buying a home?" "How much do you charge to buy a home?" These are typical questions I receive from First time Home Buyers.  When I hear that question, it is my duty as a Licensed Realtor to help them in any way I can. Click Here for additional information.

Narrow Down Your First Time Home Buyer Search

Homes For Sale Under 200K First Time Home Buyers

All Listings Under $100,000 $100,000 - $200,000
1025 Valencia Drive Se Apt 15, Albuquerque
  • Residential
  • 1 Beds
  • 1 Baths
  • 600 SqFt

1025 Valencia Drive Se Apt 15, Albuquerque

$37,500 ↓ $5,000
2800 Vail Avenue Se 240, Albuquerque
  • Residential
  • 1 Beds
  • 1 Baths
  • 590 SqFt

2800 Vail Avenue Se 240, Albuquerque

$44,900
New
1601 Pennsylvania Street Ne B10, Albuquerque
  • Residential
  • 1 Beds
  • 1 Baths
  • 463 SqFt

1601 Pennsylvania Street Ne B10, Albuquerque

$50,000
1176 Gatewood Avenue Sw, Albuquerque
  • Residential
  • 2 Beds
  • 1 Baths
  • 841 SqFt

1176 Gatewood Avenue Sw, Albuquerque

$57,500 ↓ $5,000
2800 Vail Avenue Se 217, Albuquerque
  • Residential
  • 1 Beds
  • 1 Baths
  • 590 SqFt

2800 Vail Avenue Se 217, Albuquerque

$59,000
327 Dallas Street Se, Albuquerque
  • Residential
  • 2 Beds
  • 1 Baths
  • 878 SqFt

327 Dallas Street Se, Albuquerque

$59,400
3413 Crest Avenue Se, Albuquerque
  • Residential
  • 2 Beds
  • 1 Baths
  • 1,237 SqFt

3413 Crest Avenue Se, Albuquerque

$59,900 ↓ $6,000
12333 Mountain Road Ne E, Albuquerque
  • Residential
  • 1 Beds
  • 1 Baths
  • 525 SqFt

12333 Mountain Road Ne E, Albuquerque

$59,999
713 Lewis Avenue Sw, Albuquerque
  • Residential
  • 1 Beds
  • 1 Baths
  • 841 SqFt

713 Lewis Avenue Sw, Albuquerque

$60,000 ↓ $8,000
1001 14th Street Sw, Rio Rancho
  • Residential
  • 4 Beds
  • 2 Baths
  • 2,037 SqFt

1001 14th Street Sw, Rio Rancho

$60,480 ↓ $5,760
New
1338 Fairhaven Avenue Sw, Albuquerque
  • Residential
  • 3 Beds
  • 2 Baths
  • 1,320 SqFt

1338 Fairhaven Avenue Sw, Albuquerque

$65,000
921 Country Club Drive Se C, Rio Rancho
  • Residential
  • 1 Beds
  • 1 Baths
  • 855 SqFt

921 Country Club Drive Se C, Rio Rancho

$65,000
New
939 Country Club Drive Se E, Rio Rancho
  • Residential
  • 2 Beds
  • 2 Baths
  • 1,125 SqFt

939 Country Club Drive Se E, Rio Rancho

$65,000
140 Conchas Street Ne # A, Albuquerque
  • Residential
  • 2 Beds
  • 2 Baths
  • 896 SqFt

140 Conchas Street Ne # A, Albuquerque

$65,900
345 Atrisco Drive Sw, Albuquerque
  • Residential
  • 2 Beds
  • 1 Baths
  • 977 SqFt

345 Atrisco Drive Sw, Albuquerque

$67,500
New
351 Washington Street Se 100, Albuquerque
  • Residential
  • 1 Beds
  • 1 Baths
  • 420 SqFt

351 Washington Street Se 100, Albuquerque

$68,900
824 3rd Street Sw, Rio Rancho
  • Residential
  • 5 Beds
  • 3 Baths
  • 1,680 SqFt

824 3rd Street Sw, Rio Rancho

$69,000
345 Descanso Road Se, Albuquerque
  • Residential
  • 3 Beds
  • 1 Baths
  • 1,144 SqFt

345 Descanso Road Se, Albuquerque

$69,900 ↓ $5,000
1835 William Street Se, Albuquerque
  • Residential
  • 2 Beds
  • 1 Baths
  • 1,298 SqFt

1835 William Street Se, Albuquerque

$69,900 ↓ $5,100
330 Charleston Street Ne, Albuquerque
  • Residential
  • 2 Beds
  • 1 Baths
  • 950 SqFt

330 Charleston Street Ne, Albuquerque

$69,900 ↓ $2,550
334 Charleston Street Ne, Albuquerque
  • Residential
  • 2 Beds
  • 1 Baths
  • 950 SqFt

334 Charleston Street Ne, Albuquerque

$69,900 ↓ $2,550
434 Utah Street Se, Albuquerque
  • Residential
  • 2 Beds
  • 1 Baths
  • 700 SqFt

434 Utah Street Se, Albuquerque

$69,900
300 Lewis Avenue Se, Albuquerque
  • Residential
  • 0 Beds
  • 2 Baths
  • 1,040 SqFt

300 Lewis Avenue Se, Albuquerque

$70,000 ↓ $5,000
2256 San Ygnacio Road Sw, Albuquerque
  • Residential
  • 1 Beds
  • 2 Baths
  • 1,053 SqFt

2256 San Ygnacio Road Sw, Albuquerque

$70,000

Additional Information:

Request our Exclusive Home Buyer Packet, 12 Most Important Items, Sample Home Inspection & Warranty and Click Here

I first give them a laundry list of items they will need to provide to the mortgage company in order to start the process.  Pre-Qualification is VERY IMPORTANT in this Process.  I have Lenders that I work closely with and will help you obtain the BEST Mortgage Program available to you.  Here are some of the items you will need to provide...

  • W-2s or 1099 Tax Forms
  • Paystubs
  • Bank Statements

And 2nd My Services are FREE to Buyers.  I am paid by the Seller so there is NO COST to use my Services.

After that we discuss the Real Estate process in general.  I provide copies of our Purchase Agreement Contracts and Disclosures so that they can be reviewed prior to making an actual offer on a home.  We also talk about...

  • Earnest Money
  • Inspections
  • Repairs
  • Utilities
  • Survey
  • Contracts
  • Title Insurance
  • Obtaining a Mortgage
  • Homeowners Associations
  • Negotiations and the list goes on...
  • Scheduling Home Showings

I have worked with many First Time Home Buyers and understand the process thoroughly.  I feel that transparency and open communication work best with First Time Home Buyers, that is why you are educated and fully aware of every detail in the transaction. 

In fact, once we have a home under contract, we hire a Transaction Coordinator to focus on every small detail which includes deadlines/scheduling for Inspections, Title Search, Survey's, Utilities and most Importantly your Closing Date, time and Move In Date.

Remember you can Search ALL Homes For Sale anywhere in Albuquerque, Rio Rancho and Surrounding Area.  Sign up on my site for FREE Account to receive all these updates.  You can save searches, save favorites and have you own Control Panel to keep it all organized.

Feel Free to contact me anytime, I can answer ALL your questions regarding Real Estate and Homes For Sale in Albuquerque and Rio Rancho.

Learn More About Our Guaranteed Home Sale

(505) 923-4691

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Greater Albuquerque Association of Realtors Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.

Listing information last updated on January 19th, 2020 at 5:28am MST.

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