Foreclosure Is Not The Only Option

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Today many homeowners are faced with a negative equity position.  The contibuting factors were the slow down of the market and the inflated sales price at which they purchased. Sometimes unexpected circumstances arise.  A death in the family, divorce, loss of job/income.  Also a reset on the interest rate from an Adjustable Rate Mortgage (ARM's) and an increase in Property Taxes raises the monthly mortgage payment significantly.

Homeowners find themselves in a position where they are unable to pay their monthly expense's, which a bulk of the expense is their mortgage.  When they attempt to refinance the loan, they find that they are unable to do so due to no value in the home.  They find it difficult to make the payments or cannot make the payments at all due to other credit obligations or basic needs.

Please know that you are not alone, everyday thousands of homeowners are facing the same challenges that you are, I can help...To avoid Foreclosure and the negative impact that it brings to your credit squote_400tanding, we can arrange a negotiation with the bank and ask them to take an amount less than what is owed on the mortgage.  I have helped many Albuquerque and Rio Rancho residents successfully negotiate a Short Sale.  What is a Short Sale...Contact me for a FREE Evaluation to see if you Qualify for a Short Sale.

As Certified Distressed Property Expert I can help you with the answers you need.  I service the Albuquerque and Rio Rancho Real Estate market and can give you the guidance you need to have a successful sale of your home with a minimal impact on your credit. See what my clients had to say. 

We will help you get started, learn the effects of Foreclosure, tell you about our Services that we provide and do our best to answer all your questions.  Remember you are not alone, we can walk you through this process from beginning to end.  Click here to learn about us.


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