Owner Finance Real Estate Contract Homes For Sale

Real Estate Contracts also known as Owner Financing can allow you to buy a home without possibly having to meet the strict mortgage lending requirements. This can make for a quicker closing and get you ownership in your new home. This is far better than renting as you get the benefits of ownership.

So what do you need to do?

You need to have a down payment. Typically 10% is the best however we have worked with less. 

Find a seller willing to hold the note for you and give you time to refinance the property at a later date.

MLS Owner Finance Listings

Sort by:
13716 Canada Del Oso Place Ne, Albuquerque

$2,275,000

13716 Canada Del Oso Place Ne, Albuquerque

6 Beds 9 Baths 10,184 SqFt Residential MLS® # 1069655

Q Realty

253 Spring Creek Place Ne, Albuquerque

$2,250,000

253 Spring Creek Place Ne, Albuquerque

4 Beds 5 Baths 4,192 SqFt Residential MLS® # 1082478

Green Light Real Estate Svcs

8820 Gypsy Drive Ne, Albuquerque

$1,525,000

8820 Gypsy Drive Ne, Albuquerque

4 Beds 6 Baths 4,680 SqFt Residential MLS® # 1088627

Castillo Properties

1518 20th Avenue Se, Rio Rancho

$1,200,000

1518 20th Avenue Se, Rio Rancho

4 Beds 4 Baths 2,933 SqFt Residential MLS® # 1091492

Keller Williams Realty

3212 Calle De Estella Nw, Albuquerque

$1,200,000

3212 Calle De Estella Nw, Albuquerque

4 Beds 4 Baths 4,450 SqFt Residential MLS® # 1088063

Full House Real Estate,LLC

6511 Vista Del Prado, Albuquerque

$1,125,000

↓ $25,000

6511 Vista Del Prado, Albuquerque

4 Beds 4 Baths 2,989 SqFt Residential MLS® # 1083634

ERA Summit

51 Rock Ridge Drive Ne, Albuquerque

$1,050,000

51 Rock Ridge Drive Ne, Albuquerque

3 Beds 4 Baths 4,181 SqFt Residential MLS® # 1091993

Coldwell Banker Legacy

6316 La Paz Road Ne, Rio Rancho

$996,000

↓ $100,000

6316 La Paz Road Ne, Rio Rancho

5 Beds 4 Baths 3,744 SqFt Residential MLS® # 1078617

Realty One of New Mexico

10128 Guadalupe Trail Nw, Albuquerque

$830,000

10128 Guadalupe Trail Nw, Albuquerque

3 Beds 5 Baths 3,153 SqFt Residential MLS® # 1087076

Vista Encantada Realtors, LLC

1529 22nd Avenue Se, Rio Rancho

$799,000

1529 22nd Avenue Se, Rio Rancho

4 Beds 3 Baths 3,578 SqFt Residential MLS® # 1090927

Keller Williams Realty

8212 Grape View Court Ne, Albuquerque

$794,999

↓ $20,000

8212 Grape View Court Ne, Albuquerque

4 Beds 4 Baths 3,052 SqFt Residential MLS® # 1084541

Bright House Real Estate LLC

24 Los Balcones Place Ne, Rio Rancho

$765,000

↓ $34,000

24 Los Balcones Place Ne, Rio Rancho

6 Beds 5 Baths 4,223 SqFt Residential MLS® # 1088318

Regal Real Estate Experts

2212 Henry Road Sw, Albuquerque

$750,000

↓ $50,000

2212 Henry Road Sw, Albuquerque

4 Beds 3 Baths 3,527 SqFt Residential MLS® # 1084428

Weichert, Realtors Image

12800 Northern Sky Avenue Ne, Albuquerque

$749,000

↑ $24,000

12800 Northern Sky Avenue Ne, Albuquerque

3 Beds 3 Baths 2,470 SqFt Residential MLS® # 1089991

Affordable Realty Services Inc

6021 Del Carmen Drive Ne, Rio Rancho

$740,000

↓ $10,000

6021 Del Carmen Drive Ne, Rio Rancho

3 Beds 3 Baths 4,357 SqFt Residential MLS® # 1082366

Welcome Home Realty

New
8509 Alameda Boulevard Ne, Albuquerque

$725,000

8509 Alameda Boulevard Ne, Albuquerque

4 Beds 3 Baths 2,884 SqFt Residential MLS® # 1092415

Berkshire Hathaway NM Prop

2006 Suttle Court Ne, Rio Rancho

$689,000

2006 Suttle Court Ne, Rio Rancho

5 Beds 4 Baths 3,633 SqFt Residential MLS® # 1092031

Keller Williams Realty

601 Four Hills Drive Se C, Albuquerque

$670,000

↓ $15,000

601 Four Hills Drive Se C, Albuquerque

3 Beds 3 Baths 3,700 SqFt Residential MLS® # 1085015

Congress Realty, Inc

2638 Aloysia Lane Nw, Albuquerque

$599,900

2638 Aloysia Lane Nw, Albuquerque

3 Beds 3 Baths 2,410 SqFt Residential MLS® # 1080249

Mallory Realty & Investments

3102 Rosendo Garcia Road Sw, Albuquerque

$559,000

↓ $10,000

3102 Rosendo Garcia Road Sw, Albuquerque

7 Beds 3 Baths 4,465 SqFt Residential MLS® # 1056682

Realty One of New Mexico

4244 Broadmoor Avenue Ne, Albuquerque

$540,000

4244 Broadmoor Avenue Ne, Albuquerque

6 Beds 2 Baths 2,506 SqFt Residential MLS® # 1091455

Simply Real Estate

4010 Plaza Colina Lane Ne, Rio Rancho

$540,000

↓ $5,000

4010 Plaza Colina Lane Ne, Rio Rancho

4 Beds 4 Baths 2,827 SqFt Residential MLS® # 1080574

Keller Williams Realty

4112 Cherrydale Court Nw, Albuquerque

$535,000

↓ $25,000

4112 Cherrydale Court Nw, Albuquerque

3 Beds 3 Baths 3,017 SqFt Residential MLS® # 1082913

RE/MAX SELECT

3140 Kacie Road Ne, Rio Rancho

$525,000

3140 Kacie Road Ne, Rio Rancho

4 Beds 4 Baths 2,736 SqFt Residential MLS® # 1091020

The Hive RE Collective