Owner Finance Real Estate Contract Homes For Sale

Real Estate Contracts also known as Owner Financing can allow you to buy a home without possibly having to meet the strict mortgage lending requirements. This can make for a quicker closing and get you ownership in your new home. This is far better than renting as you get the benefits of ownership.

So what do you need to do?

You need to have a down payment. Typically 10% is the best however we have worked with less. 

Find a seller willing to hold the note for you and give you time to refinance the property at a later date.

MLS Owner Finance Listings

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1613 13th Street Se, Rio Rancho

$1,170,000

↓ $115,000

1613 13th Street Se, Rio Rancho

5 Beds 5 Baths 4,732 SqFt Residential MLS® # 1038630

Keller Williams Realty

10128 N 2nd Street Nw, Albuquerque

$992,999

↓ $1

10128 N 2nd Street Nw, Albuquerque

4 Beds 3 Baths 3,159 SqFt Residential MLS® # 1058316

Laura Tweed Realty

118 Maria Circle Nw, Albuquerque

$950,000

118 Maria Circle Nw, Albuquerque

4 Beds 3 Baths 4,122 SqFt Residential MLS® # 1058188

Welcome Home Realty

4501 24th Avenue Ne, Rio Rancho

$870,000

4501 24th Avenue Ne, Rio Rancho

4 Beds 5 Baths 3,583 SqFt Residential MLS® # 1055980

AdVance Realty

7009 Pala Mesa Court Ne, Albuquerque

$850,000

7009 Pala Mesa Court Ne, Albuquerque

4 Beds 4 Baths 4,101 SqFt Residential MLS® # 1060140

Keller Williams Realty

2905 4th Street Nw, Albuquerque

$850,000

2905 4th Street Nw, Albuquerque

4 Beds 5 Baths 6,067 SqFt Residential MLS® # 1056131

Coldwell Banker Legacy

4509 Atherton Way, Albuquerque

$815,000

↓ $20,000

4509 Atherton Way, Albuquerque

6 Beds 4 Baths 4,242 SqFt Residential MLS® # 1045023

Keller Williams Realty

2832 Maximillian Road Nw, Albuquerque

$795,000

↓ $20,000

2832 Maximillian Road Nw, Albuquerque

3 Beds 2 Baths 2,123 SqFt Residential MLS® # 1043865

Q Realty

122 Girard Boulevard Se, Albuquerque

$725,000

122 Girard Boulevard Se, Albuquerque

7 Beds 4 Baths 3,000 SqFt Residential MLS® # 1059361

The Lovely Home Company

1016 Saratoga Drive, Rio Rancho

$689,000

1016 Saratoga Drive, Rio Rancho

4 Beds 3 Baths 3,826 SqFt Residential MLS® # 1057841

Simply Real Estate

3989 Kodiak Road Ne, Rio Rancho

$655,000

3989 Kodiak Road Ne, Rio Rancho

4 Beds 4 Baths 2,805 SqFt Residential MLS® # 1059406

Realty One of New Mexico

8104 Cayenne Drive Nw, Albuquerque

$649,900

8104 Cayenne Drive Nw, Albuquerque

3 Beds 3 Baths 2,462 SqFt Residential MLS® # 1056701

Absolute Real Estate

New
701 9th Street Ne, Rio Rancho

$619,900

701 9th Street Ne, Rio Rancho

4 Beds 3 Baths 2,489 SqFt Residential MLS® # 1060594

All In Realty LLC

5408 Chapel Dr Nw, Albuquerque

$575,000

↓ $10,000

5408 Chapel Dr Nw, Albuquerque

4 Beds 2 Baths 2,094 SqFt Residential MLS® # 1059146

Re/Max Exclusive

6304 Flor Del Sol Place Nw, Albuquerque

$564,000

↓ $35,000

6304 Flor Del Sol Place Nw, Albuquerque

6 Beds 3 Baths 3,001 SqFt Residential MLS® # 1057739

Skye's The Limit Realty

1216 Monroe Street Ne, Albuquerque

$549,900

↓ $25,100

1216 Monroe Street Ne, Albuquerque

4 Beds 4 Baths 2,421 SqFt Residential MLS® # 1038932

MJC Realty

1833 Lafayette Drive Ne, Albuquerque

$499,000

↓ $26,000

1833 Lafayette Drive Ne, Albuquerque

3 Beds 2 Baths 1,960 SqFt Residential MLS® # 1056482

Coldwell Banker Legacy

8112 Waverly Drive Nw, Albuquerque

$475,000

↓ $24,000

8112 Waverly Drive Nw, Albuquerque

5 Beds 3 Baths 2,600 SqFt Residential MLS® # 1053183

Albuquerque Realty

6600 Ladrillo Place Ne, Albuquerque

$435,000

6600 Ladrillo Place Ne, Albuquerque

3 Beds 2 Baths 1,778 SqFt Residential MLS® # 1059451

ListWithFreedom.com

1805 Pebble Creek Trail Nw, Albuquerque

$427,000

↓ $1,000

1805 Pebble Creek Trail Nw, Albuquerque

2 Beds 2 Baths 1,671 SqFt Residential MLS® # 1043955

Keller Williams Realty

409 Richmond Drive Se, Albuquerque

$420,000

↓ $10,000

409 Richmond Drive Se, Albuquerque

3 Beds 2 Baths 1,401 SqFt Residential MLS® # 1044587

Coldwell Banker Legacy

1449 Wagon Train Drive Se, Albuquerque

$415,000

↓ $5,000

1449 Wagon Train Drive Se, Albuquerque

3 Beds 2 Baths 2,405 SqFt Residential MLS® # 1040224

Coldwell Banker Legacy

712 Wellesley Drive Ne, Albuquerque

$400,000

↓ $10,000

712 Wellesley Drive Ne, Albuquerque

2 Beds 1 Bath 1,201 SqFt Residential MLS® # 1054674

Pride Real Estate

1013 Washington Street Se, Albuquerque

$385,000

1013 Washington Street Se, Albuquerque

3 Beds 2 Baths 1,879 SqFt Residential MLS® # 1054838

MJC Realty