Owner Finance Real Estate Contract Homes For Sale

Real Estate Contracts also known as Owner Financing can allow you to buy a home without possibly having to meet the strict mortgage lending requirements. This can make for a quicker closing and get you ownership in your new home. This is far better than renting as you get the benefits of ownership.

So what do you need to do?

You need to have a down payment. Typically 10% is the best however we have worked with less. 

Find a seller willing to hold the note for you and give you time to refinance the property at a later date.

MLS Owner Finance Listings

• All Listings
• Under $100,000
• $100,000 - $200,000
• $200,000 - $300,000
• $300,000 - $400,000
• $400,000 - $500,000
• $500,000 - $600,000
• $600,000 - $700,000
• $700,000 - $800,000
• $800,000 - $900,000
• $900,000 - $1,000,000
• Over $1,000,000

Bedrooms

Bathrooms

Price Range

Save Search

Sort by:

Price, high to low

$2,399,000

↓ $100,000

13716 Canada Del Oso Place Ne, Albuquerque

6 Beds 9 Baths 10,184 SqFt Residential MLS® # 1069655

Q Realty

$1,295,000

↓ $155,000

5500 Kim Road, Rio Rancho

4 Beds 3 Baths 3,766 SqFt Residential MLS® # 1066622

Coldwell Banker Legacy

$1,050,000

819 Parkland Circle Se, Albuquerque

6 Beds 6 Baths 5,381 SqFt Residential MLS® # 1076719

Huynh Win Real Estate Group

$990,000

↓ $50,000

8828 Silver Oak Lane Ne, Albuquerque

4 Beds 4 Baths 2,995 SqFt Residential MLS® # 1076936

Jason Mitchell RE NM

$950,000

212 Tulane Drive Se, Albuquerque

4 Beds 3 Baths 4,112 SqFt Residential MLS® # 1073259

Helix Real Estate Group

$865,000

7612 Florence Avenue Ne, Albuquerque

3 Beds 3 Baths 3,040 SqFt Residential MLS® # 1074002

Sandia Realty Inc.

$775,000

↓ $24,000

4308 Summer Hill Lane Nw, Albuquerque

4 Beds 3 Baths 2,910 SqFt Residential MLS® # 1076676

Keller Williams Realty

$679,900

7800 Charger Trail Ne, Albuquerque

4 Beds 5 Baths 3,056 SqFt Residential MLS® # 1077413

RE/MAX SELECT

$659,000

861 Starry Sky Avenue Ne, Rio Rancho

5 Beds 4 Baths 3,142 SqFt Residential MLS® # 1073787

NM Home Masters, LLC

$620,000

↓ $10,000

132 Paseo Vista Loop Ne, Rio Rancho

5 Beds 4 Baths 4,379 SqFt Residential MLS® # 1073792

Empire NM Realty

$599,000

1401 5th Street Nw, Albuquerque

3 Beds 3 Baths 2,999 SqFt Residential MLS® # 1073087

Equity New Mexico

$595,000

↓ $5,000

3805 Palomas Drive Ne, Albuquerque

4 Beds 3 Baths 3,113 SqFt Residential MLS® # 1075671

Rick Walsh Realty

$589,000

↓ $7,000

2633 Camino Plata Loop Ne, Rio Rancho

4 Beds 4 Baths 3,245 SqFt Residential MLS® # 1076579

Realty One of New Mexico

$580,000

1624 57th Street Nw, Albuquerque

5 Beds 4 Baths 3,700 SqFt Residential MLS® # 1077467

N & D Realty & Property Mgmt

$579,900

↓ $20,000

11904 Kachina Peak Trail Nw, Albuquerque

3 Beds 2 Baths 2,221 SqFt Residential MLS® # 1077507

Keller Williams Realty

$550,000

↓ $25,000

9013 Guadalupe Trail Nw, Albuquerque

2 Beds 1 Bath 1,113 SqFt Residential MLS® # 1077219

Berkshire Hathaway NM Prop

$549,000

↓ $20,000

7000 Avenida La Costa Avenue Ne, Albuquerque

4 Beds 3 Baths 3,385 SqFt Residential MLS® # 1072397

EXP Realty LLC

$525,000

↓ $10,000

5407 Grays Peak Trail Ne, Rio Rancho

4 Beds 4 Baths 2,494 SqFt Residential MLS® # 1066857

EXP Realty LLC

$510,000

3197 Tazanita Loop Se, Rio Rancho

4 Beds 3 Baths 1,936 SqFt Residential MLS® # 1075770

Keller Williams Realty

$495,000

↓ $40,000

1501 Via Verane Drive Se, Rio Rancho

4 Beds 3 Baths 3,314 SqFt Residential MLS® # 1072476

Keller Williams Realty

$485,000

2616 Don Pedro Nw, Albuquerque

2 Beds 3 Baths 1,607 SqFt Residential MLS® # 1071725

Realty One of New Mexico

$485,000

3202 Tazanita Loop Se, Rio Rancho

4 Beds 3 Baths 1,936 SqFt Residential MLS® # 1070567

Simply Real Estate

$479,900

↓ $19,100

3150 Turquesa Place Se, Rio Rancho

4 Beds 3 Baths 2,609 SqFt Residential MLS® # 1071982

Fathom Realty

$475,000

↓ $20,000

2132/2134 Gold Avenue Se, Albuquerque

6 Beds 2 Baths 3,150 SqFt Residential MLS® # 1073275

Berkshire Hathaway NM Prop

1 2 3

Next