I meet with customers every day and consistently hear that they do not know what is on their credit report or what their credit score is. In my opinion it is very important to know where you stand prior to applying for credit ie. vehicle loan, mortgage loan, credit card etc.

U.S. Fair Credit Reporting Act (FCRA) entitles you to receive a free credit report once per year, with no strings attached. Here you can check Equifax, Transunion, and Experian safe and free. I recommend it and do it every year. Remember the credit report is free but you can buy your score for each bureau.

So if you are thinking of buying a home within the next 1-6 months go to the site below and check your credit report.

You can use this link www.AnnualCreditReport.com or type it in your browser.

 Annual Credit Report


Posted by NMWelcomeHome Team Associates (505) 886-1432 on
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