If interest rates go up it could have a significant impact on your purchasing power and payment. Let's look at an example below.

$200,000 Loan amount - 30 year fixed mortgage:

Interest Rate Monthly Payment Increase in Payment From One Rate to The Next Increase From Current Rates
3.5% $895    per month 0 0
*4.5% $1,013 per month $118 (Roughly current rates 2018) 0
5.5% $1.135 per month $122 $122
6.5% $1,264 per month $129 $251
7.5% $1,398 per month $134 $385
8.5% $1,537 per month $139 $524

...OR...

Look at it this way.

Here is how much home loan you get for the same payment: 

Loan Amount Interest Rate Monthly…

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Relax & enjoy the beautiful views from the over extended covered patio with a gas log fireplace, fully landscaped backyard w/gorgeous lush green grass. Perfect bedroom separate from all other rooms that would work great as a guest room or mother-in-law quarters. This beautiful custom home has the following amenities: Grand entry w/private gated courtyard and outdoor security cameras. Huge chef's delight kitchen w/a long bar, Frigidaire stainless steel appliances, large walk in pantry, 42'' maple cabinets w/crown molding. Ceiling fans in all rooms, 10' ceilings throughout the home & barrel shower with tile backsplash. This home was made for entertaining with a game room & bar. Storage will not be an issue in this home especially with the over sized garage.…

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Don't miss this opportunity to live in Ocotillo, a gated community in Northeast Albuquerque. This rare contemporary built by Panorama Homes includes all the high-end finishes such as radiant heat, slate accent interior/exterior, cherry hardwood floor and cork flooring. The gourmet kitchen has granite counter tops, commercial grade stainless steel appliances, Wolf 4 burner stove, SubZero refrigerator, and maple cabinets. High 12' ceilings with unique contemporary lighting. Office/bedroom downstairs with full bath. Laundry/mud room has sink and storage along with 1/2 bath. 3 carge oversized garage with commercial grade aluminum 8' doors. Master bedroom 2-sided fireplace, walk-in shower and balcony w/VIEWS. Secondary bedrooms have walk-in closet and jack and…

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Agent reviews are becoming more important and used by many potential clients to help in selecting an agent to work with. The need for these reviews is so important that many may resort to paid sources.  You really need to dig deeper and look at reviews that are verified independently. Websites like the Better Business Bureau and Dave Ramsey are a subscription based service with a per per lead on top.

These companies have a great reputation and their endorsement comes at a cost but just because the website endorses a real estate agent doesn't mean they are great at their business.

Can anyone join, maybe! If you are willing to pay. So where should you go for authentic reviews? Websites we all know and use. Zillow and Trulia have been able to maintain…

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Don't miss this one! Recently updated and in great condition. Updated with paint, carpet, AC, and furnace. The refinished brick floors and vigas in the living room are amazing! Upstairs is the master bedroom and balcony that over looks the huge backyard, a great place to sit and enjoy your coffee. This location is sought after and at this price point it won't last long.

4812 Sundance

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This one story home has the perfect layout with master bedroom on one side and secondary bedrooms on the other. There is an additional space that can be used as office or dining room. Very open floor plan with high ceilings. Nice size backyard, wood laminate throughout and carpet in the bedrooms to top it off is the 3 sided fireplace in the main living area. Excellent location just close but not to close to I-40 which is great for commuters.

9620 Kilauea Avenue NW, Albuquerque, NM 87120

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Don't miss this one, they go fast in this area! This 2 story home is perfect for those wanting a master bedroom DOWNSTAIRS with a sitting room. The remaining bedrooms upstairs with a jack and jill bathroom. This home has so much to offer with a fully finished garage w/storage, high ceilings, and skylights. Outside there is a wood deck and covered patio with storage for the garden tools. Forgot to mention in a great school district.

10837 Malaguena Lane NE

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Built in 1907 the J.E. Saint House is a rare example of a Dutch Colonial Revival; a National Landmark on the State and National Registry of Cultural Properties. It contains two buildings zoned commercial and residential; solid brick and frame construction on a river rock foundation.Main house has many updates: 2 AC units, fireplace and newer furnace, 10 ft ceilings, new oak flooring, a professional kitchen with Viking stove, convection oven and bain marie. Finished bedroom, bathroom and laundry in basement included in sq ft.Balcony overlooks Downtown. Bedrooms are spacious with original hard wood floors, large closets with two full baths. Guest house has a tin ceiling, full bath, pellet stove and exposed brick interior.

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