The NMWelcomeHome Team Blog - Albuquerque

Did You Know 1 out of 4 Credit Reports Have Inaccuracies

This could mean that you could have an error on your credit report that could affect your credit score.  This may cause you to NOT get a favorable interest rate on a mortgage loan, car loan or insurance. This could also affect job opportunities. 

It is important to check your credit report for errors at least once a year and more importantly before you start shopping for a home and applying for a loan/credit.  I would suggest you check your credit report 3 months prior to applying for credit as this would give you time to correct any inaccuracies. Disputes take time so its best to have as much time as possible to correct. You do not want the stress of trying to fix these items when in the process of buying a home.

Once a year you can order a FREE…

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*FOR SALE* Hear What The Sellers Have to Say About 10032 Calle Bella NW, Albuquerque, NM 87114

-Grammar and middle schools are within walking distance. High school is a bit farther. 
-This is a bedroom community, so it is very quiet during the day - low traffic. 
-Neighbors on both sides are home during the day and are very quiet. Mostly keep to themselves. Never any trouble. Keep their homes very neat. 
-There is a neighborhood watch provided by the Home Owners Association, this has kept area crime low. The neighborhood association maintains a community center and swimming pool for members and family. 
-Easy walking distance to regional park, restaurants, hair salon, barber shop, pharmacy, convenience store and post office. 
-Yard is easy maintenance with desert plantings and automatic drip system throughout. Back yard features shade trees, established…

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In Todays Market - Smart Homes Sell

Technology is making every day life more convenient. Mobile phones can do more than ever before with information just a Google search away. Now with your same cell phone and internet connected home your refrigerator will text you to tell you its time to stop to get more milk and your washing machine will let you know when your laundry is done.

Buyers today in the Albuquerque and Rio Rancho market are now turning their attention to smart home features, security being top of their list. Sellers if you are looking to upgrade smart home features may be the way to go.

Which smart home feature is most important to you? Surveyed consumers spoke and the results are below.

• Security (65 percent)
• Temperature control (57 percent)
• Safety (48…

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Benefits of a Tankless Water Heater

Are you wanting to save on the cost to heat and cool your Albuquerque or Rio Rancho Home? You may consider 'going green'. There are many more options now to buy a green home. New construction now builds all homes with green features.

Search for those green homes here and give us a call at (505) 259-3150 Green Homes For Sale

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*FOR SALE* Hear What The Sellers Have to Say About 2204 Brookstone DR NW, Albuquerque, NM 87120

Additional -location is convenient to freeway, easy access to airport, downtown, uptown areas.
-neighborhood is quiet.
-near petroglyphs, neighborhood park near by
-neighbors are friendly, lots of longtime owners.
-the night sky in our area is beautiful.
-neighborhood is safe, never experienced any crime.
-a peaceful, suburban lifestyle, with convenient access to the city.
-one of the few homes in my neighborhood with grass in front yard.
-living area, dining and kitchen open and inviting.
-lots of windows and natural lighting
-vaulted ceiling makes the living/dining area look large and open.
-backyard is larger than most, with lots of possibilities
-large master bedroom.
-nice size open kitchen, in a smaller home.
-lots of mature trees in the…

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Breaking News! It's a Sellers Market!

Looking to get top dollar for your home?

We have been seeing multiple offers, bidding above list price, homes selling within a few days of listing or before it hits the market. I believe sellers are now in a better position to sell and YOUR HOME MAY BE WORTH MORE THAN YOU THINK.

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Over 2,000 Square Feet Only $184,900

MLS® #834946 $184,900 3 Bedrooms, 3.00 Bathrooms Albuquerque, Nm This Home On A Corner Lot And Great Location Is Move-in Ready. Very Open Floor Plan. Large 14x12 Loft Upstairs That Can Have ... Read More » Listing courtesy of Keller Williams Realty

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Mortgage Declined?

If you have been declined for a mortgage loan in Albuquerque or Rio Rancho NM it is important that you get a second opinion.  We have had several clients turned down for a mortgage at one company only to talk to our recommended lender and get a pre-approved loan. 

So if this happens to you, call us right away! (505) 259-3150

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Homes For First Time Home Buyers!

Looking for your first home in Albuquerque or Rio Rancho? Want to take advantage of a First Time Home Buyer Program? We can help...Start looking today and call us at (505) 886-1432 to get in touch with on of our Buyer Specialist.

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Want To Save THOUSANDS On Your Mortgage?

If you are thinking of refinancing or buying, right now may be a great time. The mortgage insurance rate has been reduced and can save you a lot of money per month. This coupled with low interest rates makes this a perfect opportunity for you to save money or increase your sale price to purchase! Real Estate in Albuquerque and Rio Rancho NM.

Estimates of possible monthly and yearly savings:

$200K (loan amount)
Rate 4.5% (typical for a year ago)
Old MI 1.35%
 
Payment: $1259.00
 
(New Loan)
 
$200K (loan amount)
Rate 3.5%
New MI .85%
 
Payment $1057.00
 
SAVINGS:
$202 per month
$2424.00 per year

NO COST, NO COMMITMENT LOAN APPROVAL - FREE CREDIT REPORT

                                                                                 Fill out the form below to…

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