Fall Back... Remember to Change Your Clocks!
Posted by Carlos Martinez on
For most of the United States (exluding Hawaii, American Samoa, Guam, Puerto Rico, the Virgin Islands, the Commonwealth of Northern Mariana Islands, and Arizona) Daylight Saving Time begins at 2:00 a.m. on the first Sunday in November. NMWelcomeHome Real Estate Team wants to send a friendly remember to change your clocks one hour back.
Also it is a good time to replace the batteries in your smoke detectors.
Interesting Fact: Modern daylight savings time was made into law through the Uniform Time Act of 1966.
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Mortgage rates have dropped but this low rate will not be here to stay. The prediction is that if the Fed pulls back on the stimulus next year, the 30-year fixed mortage can go up between 5 and 6 percent. If you were thinking of refinancing or purchasing a home you could be shocked from the interest rate that may go up significantly in January 2014. If the rate goes up, the amount you qualify for can change as well as the inventory. People refinancing and homebuyers should take advantage of the low rate lock and feel comfortable with the rate and the deal they are getting.
ghborhood is very nice, quiet and safe. The house is located in a gated community. It is great for just about anybody that is retired or wants to raise a family. I have only one neighbor and they are wonderful people, you will love them too. I love the house, but my family has grown need we just a little bit more room. I have been the one and only owner of the home.
Do you know any "Heroes" that are hesitant to purchase a home? Worried about cost and lack of down payment? This program can help you. Frost mortgage created a "Zero For Heroes" VA Loan Program where veterans pay $100 to move you in your new home. Zero down payment, zero lenders closing costs, hence "Zero for Heroes".
Cabezon is a beautiful, new, up scale,sub-division. It is very clean and quiet. Due diligence of the neighborhood association.
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