New Year's Resolution For Your Home
Posted by Carlos Martinez on
Every year when January rolls around you vow to lose weight, save money or spend more time with family and friends. But what goals do you set for your home?
Thorough Cleaning
One of the best and least expensive ways to feel better about your home is to clear it of clutter. This year go room-by-room clearing anything that you don't use, wear or love and donate it to charity. Clean out your closets and any other space that is packed with things that you haven’t seen in years. Sell things (ebay, criaigslist, throw a yard sale) and turn those things into money that you can use towards a home improvement project that you’ve been putting off. Here are some other cleaning tips.
- Deep clean your carpet.
- Rent a sander and refinish your hardwood floors.
- …
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Coming up with a down-payment for a home purchase can be a major roadblock for some. This is often the reason for renting, rather than owning, a home. A "down-payment" is the difference between the home's purchase price and its mortgage amount. The down-payment must be paid up-front and can vary by lender, location, and loan program. A higher down-payment generally translates into lower loan interest rate. Down-payments typically come from personal cash savings, but it can also be a borrowed amount secured by assets. Our mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the…
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